- Buyer
- Supplier
- Funder
- Introducer
- Reduce working capital finance costs
- Improve cash flow and profit margins
- Secure your supply chain
Your Business Case
The way in which you manage the money you spend with your suppliers has an enormous effect on your overall financial performance: your cash flow, financing costs and profitability.
It also has an impact on business continuity – a healthy supply chain relies on the prompt payment of key suppliers.
For large organisations, optimising spend, managing supply chain risk and ensuring your cash works hard for your business, usually requires significant investment in improving business processes and IT.
Our Products
Gii can provide you with the financial benefits of an optimized supply chain, without investment.
Our Reverse Factoring and Dynamic Discounting products enable you to reclaim cash tied up in your supply chain:
- Extend your Days Payable Outstanding (DPO)
- Expand supplier discount programmes and improve discount uptake
- Secure your supply chain by improving the cash flow of key suppliers and possibly reducing their cost of finance (funding costs are based on your credit rating, not theirs)
Our Service
Multi-lender network
Bank and non-bank institutional funders provide security and flexibility of lending, global scale and global reach
Cloud based service
No expensive IT projects. Easily manage your funding programme online - review and approve invoices for funding; real-time trading status; data reporting and export functionality
Quick onboarding process
Managed data integration, with option for e-invoice service
Managed supplier sign-up and discount programmes
Consulting support for working capital management strategies
Your Security
- Highly secure funding platform
- Strong legal framework
- Payment through bank trust accounts
- Option for credit insurance
Financials
Benefits
- Improved DPO, leading to improved cash flow and lower working capital financing costs.
- Reduced procurement spend, leading to improved profitability.
- We focus on funding programmes, rather than single invoice financing – reducing risk for both you and our funders and leading to lower financing costs over time.
- Self-funding options are available, offering strong investment returns, as well as further boosting business profitability.
Costs
- An annual network fee for each product you utilize.
- For Dynamic Discounting - you pay a transaction fee and (if you opt for external funding) the cost of finance agreed with the funder.
- For Reverse Factoring - your suppliers pay a one-off network fee, a transaction fee and the cost of finance agreed with the funder.
Supplementary fees are payable for optional services.
Need more information?
Request a callback- Reduce working capital finance costs
- Improve cash flow
- Secure your income
Your Business Case
Bringing cash into your business can be difficult.
- There can be delays in delivering goods and services
- Collecting money from your customers can be difficult and time-consuming
- Outside investment and bank lending can be difficult to arrange, expensive and often comes with a lot of strings
Poor cash flow can be fatal to even successful businesses, and will certainly result in:
- Difficulties in meeting short-term commitments, such as payroll, payments to key suppliers and tax payments
- Lack of investment in new business opportunities and long-term growth
Our Products
Our funding programmes are designed to ensure sustainable financial benefits – supporting you in providing long-term financial stability and a platform for business growth.
Our Invoice Discounting and Invoice Factoring products enable you to:
- Secure your income
- Get money owed to your business faster - significantly reducing your Days Sales Outstanding (DSO)
- Improve your working capital position
Our Service
Multi-lender network
Bank and non-bank institutional funders provide security and flexibility of lending, global scale and global reach
Cloud based service
No expensive IT projects. Easily manage your funding programme online - review and approve invoices for funding; real-time trading status; data reporting and export functionality
Efficient and cost effective form of finance. You only pay for what you use
No charges over critical business assets or director’s guarantees
Quick on-boarding process
Managed integration of invoice data, with option for e-invoice service
Consulting support for working capital management strategies
Your Security
- Highly secure funding platform
- Strong legal framework
- Payment through bank trust accounts
- Credit insurance option
Benefits
- Improved DSO, leading to improved cash flow and lower working capital financing costs.
- We focus on funding programmes, rather than single invoice financing – reducing risk for both you and our funders and leading to lower financing costs over time.
Costs
You pay:
- an annual network fee for each product you utilize
- a transaction fee (rate dependent on the overall value of your agreed funding programme)
- the cost of finance agreed with the funder
Supplementary fees are payable for optional services.
Need more information?
Request a callback- Bank and non-bank institutional investors
- Strong investor protections
- Multi-risk / Multi-scale
- Full service model
Your Business Case
Gii trade finance programmes offer investors the possibility of attractive returns with limited, short-term risk.
- High quality debt.
- Good liquidity, with average investment horizon close to 30 days on a roll-over basis.
- Risk diversification possible through mix of debt obligations and variety of funding programmes available.
- Ability to invest at meaningful scale.
Our Approach
Use Gii as your front office.
- Targeted sales to match your investment criteria.
- Full service model, including: KYC support, credit insurance and collection services.
- Funding platform providing full visibility and control.
You maintain full control over your investments.
- Focus on funding programmes, rather than single invoice financing.
- Full disclosure and direct relationship with client.
- You control contract terms and financing rates.
Our Service
Investment opportunities for both bank and non-bank institutional investors, including family offices
Global scope, with a wide range of risk profiles covering large corporate to SME debt
Funding contract forms, including jurisdictional due diligence
Full pricing transparency
Quick on-boarding process
Option for full integration with asset management systems
Your Security
- Strong legal framework
- Stringent client qualification process
- Payment through bank trust accounts
- Option for recourse as well as non-recourse lending
- Option for credit insurance
- Highly secure funding platform
Financials
- Onboarding is free.
- You set the funding rate.
- We charge a flat fee of 15% on your gross returns.
Supplementary fees are payable for optional services.
Need more information?
Request a callbackHelp your Customers:
- Lower service costs
- Improve financial stability
- Pursue business growth
Your Business Case
We enable you to unlock the value tied up in your existing business network.
- Increase customer revenue.
- Increase the value of the services you offer to your customers.
- More closely integrate your products and services into your customers financial supply chain.
Become a Sales Partner
We work with a variety of introducers, supporting them in expanding their value-added services and revenue streams:
- Investment Professionals
- Business Consultants
- Professional Advisors, e.g. Accountants
- E-invoice and document exchange networks
- Business IT Services providers
- Other businesses services providers
Your Customer Benefits
We provide businesses with access to cost effective, short-term finance.
We help ensure cash is on hand to meet business needs, and support businesses in strengthening their balance sheets and income statements.
Security of multi-lender platform backed by bank and non-bank institutional lenders
Global support for business trade finance needs
Broad trade finance portfolio
Low risk, transparent and flexible
Complementary to other sources of business finance
Quick and easy on-boarding process
For more information see what we provide.
Our Approach
- We provide product support and sales collateral for your business contacts.
- We work actively with you to identify the contacts who can benefit most from our service.
- We keep you fully informed of our contact with your customers and the status of their on-boarding to our platform.
- We provide comprehensive reporting on your trade finance related activity.
- We support direct interfacing to our service from within your existing customer platforms.
Financials
For business you introduce directly, we pay you 10% of our net transaction revenue.
Our focus on funding programmes, rather than single invoice financing, supports you in achieving a long-term, growing revenue stream.